What would you do if you went in for a routine checkup at the hospital and they told you that you had a serious condition that needed to be treated right away? Then you found that the costs of treatment would exceed your budget, right? That's a very scary possibility, no? Medical and dental insurance are there to ease your mind in times like these. It's easy to feel like having health insurance is an unattainable luxury in today's healthcare system. This article, however, will discuss the many positive aspects of having such insurance and why it is so important to everyday living in the United States.