Medicare Advantage Plans

Medicare Advantage Plans are a type of Medicare health plan, sometimes called Medicare Part C. They are an alternative way to receive Medicare health insurance benefits, typically offered by private insurance companies with a contract with Medicare. If you are trying to choose between different Medicare insurance plans, Jason Rubin Insurance Services can help. We have decades of experience helping individuals, families, and groups choose the right insurance plans.

What Are Medicare Advantage Plans

Medicare Advantage plans often bundle two or three health insurance packages in a single plan. A typical Medicare Advantage Plan will usually feature bundle/Part A, which is known as hospital coverage. This covers in-patient hospitalization as hospice care when applicable and, if needed, skilled nursing home care. This bundle also covers some home health care services the plan holder may require. The second part of this insurance plan is what is known as Part B. This is the component that covers any out-patient healthcare needs and also preventative healthcare costs. Part B also covers select medical supplies a patient may need.

In some cases, you may have the option to enroll for what is known as Part D. This is the bundle that covers prescription drug purchases. Medicare Advantage plans may also cover aspects of healthcare that Original Medicare may not cover. These benefits include dental, vision, and hearing care. They may also include aspects of healthcare that cover fitness programs.

Key Benefits and Coverage Options

With Medicare Advantage plans, you get several benefits that you can enjoy when you take on this plan. One of the attractive features of this plan is the frequent inclusion of out-of-pocket spending limits. This means that if you exhaust your annual out-of-pocket expenditure on covered items, the plan then covers all costs that are eligible under the plan for the rest of the year. This gives you extra peace of mind that if your medical costs escalate within the coverage period, you are still covered under this plan.

Another great benefit of this plan is that all aspects of your healthcare are covered here. This includes private fee-for-service options where the Medicare plan sets out the fee payable to doctors and hospitals for services provided. The plan then makes available information about healthcare providers in this program. This lowers healthcare costs for you and makes it easy for you to find the right medical healthcare provider and plan your finances more effectively. The plan will often also have preferred provider organizations that list out the approved healthcare providers in your area under this plan.

Why Choose Jason Rubin Insurance Services?

We are committed to making Medicare and health insurance work for you at Jason Rubin Insurance Services. We leverage our twenty years of experience to find the ideal plan for your needs and budget. We are top-notch professionals, but you will find us working with our insurance experts. We offer a free consultation to help us understand your health insurance needs and find the right options.

Still have questions about navigating Medicare Advantage Plans? Schedule your free consultation with us today.